Atome Credit is an easy, fast, online personal loan application for Android. It is developed by Atome Credit India, and is available for free download on Google play. It can be installed on an https://alloansonline.com/lenders-loan/cashmart/ Android device by clicking on the APK file you downloaded. The app is clear about its fees. It charges a fixed annual percentage rate (APR), which is 36 percent. Moreover, Atome Credit does not require a credit check or an income verification.

The app’s responsive design makes it one of the best finance applications on the market. The app loads smoothly, and there are no lags. Furthermore, it automatically divides your purchase into three monthly installments. While this isn’t ideal for buying big-ticket items, Atome Credit is planning to extend its payment terms to more than three months in the near future. This app is available in the Philippines and has more than 100,000 downloads.

Atome Credit also offers a Paylater installment option. This service is suitable for people who want to pay off their loan faster. This app also has an interest rate calculator. It will tell you how much you can expect to pay, and if you can afford to pay it back. It also offers the option to repay the loan with a debit card or a UPI. Another benefit of Atome Credit is that it works offline. You can use it to buy goods and services in stores.

The app’s interface is intuitive and user-friendly. Atome PH has a high approval rate and offers a simple online loan application process. It’s a good option for people who are short on cash and want to avoid lengthy application procedures. However, make sure you comply with all conditions of the app before using it.

Atome PH allows you to get a loan within hours of applying. Its website says it will take 24 hours, but in reality, it can be processed in 30 to 50 minutes. The app also offers special conditions for repeat borrowers. You can repay the loan in a bank account or a kiosk. If you are looking for a short term loan, Atome PH is the right app for you. Its fast application process and low interest rates encourage repeat customers.

Atome is a relatively new payment option, backed by formidable fintech players. However, it hasn’t yet managed to build a large following. Its high credit limit and low monthly income requirements are its key features. However, it’s unclear if it will become a widely available payment option in the Philippines. The company says it plans to expand to over 50 retail outlets in the country.